February 20 is National Love Your Pet day - though to a dog or cat owner, every day is "Love Your Pet" day! Even with all that love, the question may be, "Is pet insurance worth the cost?"
Pet insurance protects against unexpected veterinary bills. As most Americans struggle to afford a $1500 emergency vet bill and one out of every three pets will require emergency treatment each year, the right pet insurance can be a lifesaver.
With most pet insurance policies, you can choose to get coverage for only accidental injuries or for accidents and illnesses - the comprehensive and most popular option. On average, the monthly cost of pet insurance is $47 for dogs and $29 for cats. Actual costs may be higher or lower based on the age and breed of your pet and how you customize your policy.
So what about your pet? If your dog or cat is considered to be a vital member of your household, it's definitely worth investigating - and that means having a full understanding of any exclusions and distinct per-condition waiting periods - as well as knowing what conditions your breed of pet may be at most risk. With the right coverage, you can provide your pet with diagnostics, treatments and medications without serious financial risks.
If you'd like to know more about insuring your pet, remember, we're always just a call or text away! Woof!