An auto insurance policy is a contract between you and an insurance company. You pay a premium and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy.
Having the right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
But how can you find the best auto insurance options in St. Louis? That's simple. Call 314-894-1313 and speak to one of the independent insurance agents at the Charles Meyer Insurance agency.
How Much Auto Insurance is Right For You?
Our team of insurance professionals understands the car insurance needs of our customers. Whether you're looking for auto insurance in the St. Louis area, or anywhere in Missouri, Illinois or Kansas, we're fully licensed to help ensure you have the right auto insurance coverage. And since we represent a variety of insurance carriers, we'll find the best auto insurance policy that's right for you.
Auto insurance requirements vary by state. In some states, to drive you must carry:
Even in states where coverage isn’t required, by law drivers must be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance, which covers damage to your vehicle. This includes:
Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by any state, you will probably need it if your car is financed.
Charles Meyer Insurance is a Top Auto Insurance Company in St. Louis.
If you're looking for car insurance in St. Louis, Charles Meyer Insurance Agency can help.
As an independent insurance agency, we'll work to find the ideal auto insurance policy that's best for you, your vehicle(s) and your particular needs. Unlike those online 1-800 insurance companies, we'll personally answer your call, help you with any claims and always appreciate you as a customer.
To learn more about our policies, give us a call at 314-894-1313 to speak with one of our independent insurance agents. Or text us at 314-582-9848 and we'll get going on a quote today!
Christine Blood will work to get you the right auto/home policy, call you back, follow up, help you with your claim and appreciate you as a customer. She's a local independent agent with over 33 years of insurance knowledge & expertise. It starts with a quote today!