If you're renting property, it's smart to insure it as well as any items like furniture, electronics or household items which might be included. Most rental properties require you to carry some form of rental insurance. Not only does it keep you from having to pay out of pocket for unexpected damage or expenses, but it also ensures you won't lose money fixing every property that is damaged.
If you're looking for a top St. Louis renters insurance agency, Charles Meyer Insurance Agency is here to help. As an independent insurance agency that's licensed in Missouri, Illinois and Kansas, we'll explore the range of options from different insurance carriers and help you decide on the renters insurance policy that fits your needs or the needs of your rental property.
To get started, keep reading to learn more, or give us a call at 314-894-1313.
What You Need to Know
Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home.
For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.
Protect Yourself and Your Guests
Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
In addition, you can select medical payments coverage, which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let us help you find the right amount of coverage to suit your insurance needs.
The Right Coverage. The Right Price.
Whether you’re starting out, between homes, or downsizing, we'll help you pick the St. Louis renters insurance coverage that best fits your needs.
Be sure to ask about available discounts including burglar alarm credits and account credits for customers who package their auto and/or umbrella policies with their renters insurance policy.
Let Charles Meyer Insurance Find the Renters Insurance Policy That Fits Your Needs.
If you're shopping for a renters insurance policy for a property in the St. Louis metro area, Illinois or Kansas, Charles Meyer Insurance Agency can help. As one of the best independent insurance agencies in St. Louis, we can help you decide on what renters insurance policy is right for you.
Give us a call today at 314-894-1313 to speak with an agent about your policy needs.