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Charles Meyer Insurance Agency Blog

All You Ever Wanted to Know About Insurance

How to Choose Smoke and Carbon Monoxide Detectors

Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom...

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A toast to a little moderation for the Holidays

Nothing will put a damper on your holiday season faster than a DUI or having your license revoked. While most people may associate December with the holidays, for the National Highway and Transportation Safety...

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How to avoid having any unexpected homeowner claims this Holiday Season

Cooking accidents are the biggest homeowner claim during the Holidays! As you’re getting ready to deck the halls and ring in the New Year this Holiday Season, we thought we’d offer some advice on how to avoid common...

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Customer who has never won anything wins TV in our Facebook Like campaign

Jay and Stephanie Fontana are the happy winners of our Facebook Like campaign. Congratulations to Stephanie Fontana, whose name was recently drawn from more than 500 entries to become the winner of our 55” Samsung...

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Insurance renewal time - don't be lured by the promise of saving 15%

Sure, they make great commercials, but there's a reason you see so many of them.As Thanksgiving rolls around, it’s time for us to be thankful for each and every customer we serve. Every year though, your insurance needs...

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Innovative new ways to better serve customers is focus of IAOA conference

Christine Meyer Blood chats with one of the many vendors on hand at the recent Insurance Agency Owners Alliance Innovation conference in Tampa, Florida. The Insurance Agency Owners Alliance is the fastest growing...

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How to Make a Fire Safety Plan

No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn...

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Like us on Facebook and win a free TV!

Take 15 seconds to like us on Facebook and you’ll be automatically entered to win a 55” TV! We love all our customers and hope you like us, too. Now, we’re asking you to do a simple task – like us on Facebook! If you do,...

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Conrad's can do attitude

Conrad Kempa is ready to help find the ideal insurance that’s right for you! Conrad Kempa joined the Charles Meyer Insurance Company about a year and a half ago. Little did he know when he joined that a good portion of...

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Got a new roof in the last five years? Let us know!

If you’ve had a new roof installed within the last five years, let us know so we can update our records. Maybe you’ve experienced hail damage recently and got a new roof as a result. Or perhaps, your roof was simply old...

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How to Decide If Solar Panels Are Right for Your Home

Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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A brief look at how the pandemic and climate change is likely to affect your homeowners insurance rates

The one-two combo of the pandemic and climate change have resulted in an increase in the cost of building materials and labor. Record costs for building materials combined with rising labor costs may soon have an effect...

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Get your jewelry appraised again

Getting your jewelry appraised every 5 years will help assure you have the the right coverage for your items. Maybe it’s your wedding ring. Or a gold watch. Or a bracelet that’s been handed down for generations....

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Celebrating 49 years as we look back and look forward, too!

On September 15, 1972, Charles Meyer began selling insurance for Safeco and the Charles Meyer Insurance Agency was officially open for business. Charlie knew there was a need in the area for friendly, knowledgeable and...

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How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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An August re-run - some wellness tips that are worth repeating

Stretching is just one of many ways that you can be and feel better about yourself! Last year at this time, in sync with National Wellness Month, we shared these tips for maintaining your mental and physical health....

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Welcome to the Dog Days of August

We’ll be celebrating National Dog Day on August 26th! You’ve probably heard the expression “The Dog Days of August”. They can definitely be ‘ruff’ as we wind down summer and kids get ready to head back to school. But...

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Specifically insure your college student's laptop or PC

For just a few extra dollars, you can save yourself and your student a lot of money and frustration by separately insuring his or her laptop or pc. August marks the return of students to college and if you’ve got one...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Tips for conserving energy around the house this summer

Adjusting your thermostat is just one of many ways you can conserve energy around the house. As the summer heats up, a lot of A/Cs are running 24 hours a day, resulting in some of your highest electric bills for the...

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As gas prices go up, these tips can help your consumption go down

You can’t control the cost of gas, but you can better manage how you use it. As a consumer, you can’t really do anything about the rising cost of gas, other than to consider purchasing an electric car. While that may be...

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Bundle up this July

Read on to see how bundling your policies can save you both time and money. No, we’re not talking about bundling up for an incoming cold front. The bundling we’re referencing is when you get two or more policies from...

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Swimming Safety: 10 Tips for Summer

Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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Some dos and don'ts for your backyard barbeques this summer

Remember, when you fire up the barbeque, there are some definite dos and don’ts to keep in mind. Every year, 7,000 Americans are injured while using backyard barbeque grills. It's usually a case of good products used...

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Will your auto insurance cover an accident when someone else is driving?

Ever wondered what are the consequences if someone has an accident while driving your car? Read on! What seems like a simple enough question actually has a few different answers as well as some potential consequences to...

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Hard-working Etsy shop owner wins Charles M. Meyer Entrepreneurial Scholarship

Christine Meyer Blood presents the Charles M. Meyer Entrepreneurial Scholarship award to this year's recipient, Grace Bayer. Grace Bayer, a senior at Oakville Senior High School, is the recipient of the 2021 Charles M....

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Why You May Need Personal Offense Coverage

In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...

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A primer on Business Insurance Coverage

What’s the ideal insurance coverage for your small business? We’ll help you get the solution that’s ideal for you. If you're a small business owner, your business is your lifeblood and deserves all the protection it can...

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Renting a car while on vacation? Keep these insurance tips in mind.

- If you’re renting a car for a family vacation, make sure you check with us before you purchase any rental insurance. This summer, more Americans will be taking to the skies and roadways for vacations. If your plans...

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New graduate heading to college this fall? Make sure your student is properly insured.

Before your son or daughter begins college, make sure your new student, as well as his or her belongings, are properly insured. May is graduation season and if your son or daughter will be attending college in the fall,...

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Your vehicle could probably use a little spring cleaning, too!

Spring is a great time to give your car a little TLC – inside and out - and these helpful tips will get you going!It’s spring! A great time to clean up the yard, clear out the closet and oh, yes – give your vehicle a...

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Water damage vs. flood damage – what’s the difference?

You never know what problems spring rains might bring – but it’s very important that you understand the difference between water damage and flood damage!The onset of April showers got us wondering how many of our...

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Working from home now? Here’s what you need to know regarding your insurance coverage.

If you’re planning on working from home into the foreseeable future, make sure that you’re covered from an insurance perspective. The pandemic caused a major shift in the way office-based companies work, forcing many...

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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Great coverage options for your RV, ATV or motorcycle for when you get rolling this spring

With more vaccinations continuing to improve prospects for getting us closer to back to normal and warmer weather already on its way, a lot of people are making plans to get out and about in the coming months. For many,...

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All shook up - why you should consider having earthquake insurance and what you need to know

Did you know an earthquake that might devastate St. Louis and severely rattle the Greater Kansas City area is a real possibility? The St. Charles County Division of Emergency puts the odds of another major New Madrid...

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Why did my car insurance rate go up even though my vehicle is a year older?

That’s a question we get asked by a lot of our customers. On the surface, it seems that as your vehicle gets older and is worth less, your auto insurance premium should also drop. After all, if your vehicle gets totaled,...

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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Charles Meyer Insurance once again receives Safeco Elite Agent award

Safeco Insurance has once again recognized the Charles M. Meyer Insurance Agency, as a Safeco Elite Agent based upon outstanding performance and our commitment to serve customers as a trusted advisor. Fewer than 10% of...

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Which Oakville High School senior will earn this year's Charles M. Meyer Entrepreneurial Scholarship?

Kaitlin Blanchard and Ethan Huegerich, winners of the past two Charles M. Meyer Entrepreneurial Scholarship Award. If you know any senior at Oakville High School who has a true entrepreneurial spirit, make sure you tell...

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Your project for February: create a home inventory checklist

Now's a great time to take stock of all your household possessions! Whether you own or rent a home, it's important to have the right insurance coverage to protect against a potentially catastrophic event such as a fire,...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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A simple checklist for your insurance needs for the new year

The start of a new year is always a good time to make sure that all of your insurance policies are up-to-date and providing the ideal coverage you need that's right for you. Here are a few items you may want to look...

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A worthy cause for our referral program - the Franciscan Connection

Our referral program continues to be good for the customer, good for the person who sent us the referral and good for the organization that we donate to with every referral we receive. This year, we're supporting a not-...

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Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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