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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Auto accidents and what to do if you're involved in one

No one ever wants to be in an automobile accident. But roughly 18,000 automobile accidents happen every day in the United States. From major, multi-car accidents to fender benders, hit and runs or vehicles hitting...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Benefits of Safe Driving Apps

Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Things to Know When Shopping for Home and Auto Insurance

If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Will your auto insurance cover an accident when someone else is driving?

Ever wondered what are the consequences if someone has an accident while driving your car? Read on! What seems like a simple enough question actually has a few different answers as well as some potential consequences to...

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New graduate heading to college this fall? Make sure your student is properly insured.

Before your son or daughter begins college, make sure your new student, as well as his or her belongings, are properly insured. May is graduation season and if your son or daughter will be attending college in the fall,...

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A simple checklist for your insurance needs for the new year

The start of a new year is always a good time to make sure that all of your insurance policies are up-to-date and providing the ideal coverage you need that's right for you. Here are a few items you may want to look...

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Is Full Glass coverage all that it's cracked up to be?

The answer to that question? It depends. Let's start with the facts. Damage to your vehicle’s glass is covered under the Comprehensive Damage portion of your policy BUT that damage is subject to your deductible. Full...

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10 Nearby Family Fun Getaways You Can Go On This Summer

Taking long, extended family trips this summer may be more difficult than usual so we put together a list of some short getaways you might consider. We're skipping all the usual major attractions, theme parks and...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Check Out All These Safeco Discounts For New Teen Drivers

Though we're not sure when Driver's Ed classes will resume or even when actual testing for a Driver's License will be available again, the fact remains that summer has always been a time when a lot of teens get their...

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If March Winds Get Fierce, Here Are A Few Things You Should Know

March winds can sometimes cause property damage - and it helps to know what to do if that happens. Here in the St. Louis metro area, wind coverage comes standard on homeowners insurance policies. So if March winds turn...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Whether it's for an auto or homeowners policy, your FICO score makes a big difference

Do you know what your FICO™ score is? If not, you definitely should because it can have a major impact on the amount you pay for your auto or homeowners insurance. So what exactly is a FICO score? The name FICO comes...

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Seven driving and car maintenance resolutions for the New Year

They say New Year's resolutions are made to be broken. We hope that doesn't apply to this list! 1. Maintain regular maintenance on all your vehicles. If it’s been awhile, get your car into the shop for an oil change. A...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Are You and Your Vehicle Ready For Winter Driving?

Here in the St. Louis metro area, we sometimes see our first snowfall in November and almost certainly wake up some times in the morning with frost on our windshields. It's amazing how some drivers act as if they've...

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Buying or leasing a new or used car? Don't let the dealer lure you into a Gap.

Purchasing Gap Insurance is a wise idea - just not from the dealer. Fall is a great time of year to purchase or lease a new or used vehicle. But hopefully, you know that the moment you drive your new vehicle off the lot,...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

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Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in St....

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When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in Missouri or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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